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Verify your information with our rapid service

The Rapid Verification process lets you speed up your credit application process, while avoiding fees your financial institution might charge you during a regular bank reference process.

Verifying for a business?

Credentials not working? Try searching the financial institution list for another connection method for the same bank.

Some banks have dedicated portals to service business customers, for example:

  • BMO Online Banking for Business
  • CIBC SmartBanking for Business
  • National Bank Business
  • RBC Express
  • Scotiabank Business
  • TD Commercial Banking

Not seeing your bank? Look for it directly in the portal’s institution search.

What are the credentials needed to log in?

You can log in by using the same credentials as with your Online Banking, varying between institutions. In most cases, this will be an email, username, or user code paired with a password or PIN.

Is my information secure?

Yes, your information is securely stored and handled with strict confidentiality protocols to protect your privacy. The information provided will be used solely to inform credit decisions regarding your current application.

Your login details –  including your user ID, password or passcode –  are not stored, nor accessible by Canada Legal Referral nor their clients.

The connection service is PCI-DSS & SOC2 compliant, uses HTTPS 256-bit encryption and AES-256 hardware encryption.

Can I verify my information without an online banking profile?

An online banking profile is required. If you don’t have it yet, consider speaking with your bank—online banking offers convenient access to your accounts and can simplify everyday financial tasks.

Can I save my progress and return later?

No, the application must be completed in one session. Once you begin, please continue until you reach the confirmation screen to ensure your information is submitted successfully.

 
 
Who can I contact if I need help with the application?

If you have any questions or need assistance, please contact us at support@canlegal.net. We’re here to help!

What documents do I need to complete the application?

No documents are required. Simply connect your online banking to complete the process quickly and securely.

Why do you need my business information?

Credit verification is an essential step towards credit decision-making, helping our clients make accurate and informed decisions. 

Instead of having a reference request sent to your bank, verify your information directly, avoiding delays, fees and complications.

Will I be charged or will funds be withdrawn from my account?

No, this service is capable of verification only, there will be no charges and neither Canada Legal Referral nor their clients can use it to withdraw funds.

Using Rapid Verification actually helps avoid charges from your financial institution which would occur via a traditional credit check.

I've connected my account, is it permanent?

No, the connection is a one-time access. Once you are presented with the confirmation of successful connection, your account is no longer accessed and a new verification is necessary to validate any changes to the account.

Does this count as a hard credit inquiry?

No, the Rapid Verification is not logged as a type of credit check, hard or soft. By directly verifying your account with this service, you can avoid the implications of credit checks on your file.